Florida homeowners need to be careful about persistent roofing scams, CFO says

JACKSONVILLE, Fla. – Florida’s Chief Financial Officer Jimmy Patronis is issuing a warning to homeowners about ongoing roofing scams that are costing property owners thousands of dollars each year.

While the state has made progress in tackling fraudulent property insurance litigation, widespread roofing fraud remains a significant issue.

For years, Florida has led the nation in property insurance litigation, contributing to what experts have dubbed a property insurance crisis. Unfortunately, the state has also gained a reputation as a hotspot for roofing scams. Although recent legislation has helped reduce fraudulent lawsuits and stabilize insurance premiums, roofing fraud continues to be a widespread problem.

Central Florida resident Robert Feeney was approached three times by the same roofing company offering a “free” roof inspection and a low-cost replacement. Feeney wisely declined the offer, which is exactly what CFO Jimmy Patronis advises other Floridians to do.

“They said they could come and give me a free roof inspection to replace my roof, and it would cost me anywhere from $5 to $1,500 depending on the deductible,” Feeney said.

Patronis stresses the importance of not signing any documents related to potential damage or insurance without careful consideration.

“And this is why we just preach to people: do not sign anything,” Patronis said. “Anytime you sign a document related to damage or insurance, you could be giving your claim to a stranger at your doorstep who then has the power to bill the insurance company whatever amount they want, ultimately consuming all of the cash benefits that the policyholder is entitled to.”

Patronis also noted that his office is receiving reports of similar scams in the solar panel industry. He warns that crooked contractors often research your home before making contact, knowing details like the age of your roof.

“They follow the weather, and they’ll also pull the permit activity on your house,” Patronis explained. “If they see that your roof is around 10 years old, they may target your household, knowing that it’s nearing the end of its life. They prey on families with older roofs.”

While Patronis is unsure whether new legislation can effectively stop these types of fraud, he emphasizes that public awareness is the best defense against such scams.

Homeowners are urged to be cautious and informed, ensuring they don’t fall victim to fraudulent roofing offers. Public vigilance is key in protecting yourself from these persistent scams.